Group & Individual Disability Insurance


Disability income insurance protects your most valuable asset - your ability to earn an income. Have you thought about what would happen if your income were interrupted? A long-term disability could suspend or terminate your income for an extended period of time. It could force you to close your business or sell your home. Do you have a plan in place to protect your financial future if you were sick or hurt and could no longer work?

Jeff is licensed with several insurance companies to shop for your lowest cost disability income coverage. Whether you are a professional, a business executive, a small business owner or an individual, Richard Financial Resources, LLC can help to provide a source of income in the event of a partial or total disability.

Individual Disability Insurance

  • Purchased by an individual to protect his or her ability to earn an income

Group Disability Insurance

  • Purchased by an employer to protect employees against the loss of income due to a disability.

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